SAFETY FIRST MANTRA
We Take Prudent Care of Your Hard-Earned Wealth
Arthyojan provides dedicated schemes to help members save effortlessly, earn predictable high returns, and access hassle-free credit.
Savings
Savings Account
Designed for daily liquidity and continuous earnings on your operational cash balance.
- 3.50% Interest Rate on balance
- Passbook & Comprehensive Statements
- Instant SMS transaction alerts
- Electronic Statements via Email
- Doorstep executive pickup service
- 100% Guaranteed Nomination Facility
Guaranteed Yield
Fixed Deposit (FD)
Lock your funds at high interest rates with complete capital protection and compounding options.
- High quarterly compounding yields
- Flexible Tenures: 6 months to 5 years
- +0.50% Extra for Senior Citizens (58+)
- Monthly, quarterly, or cumulative payout
- Instant Loan against FD up to 90%
- Premature withdrawal facility available
Monthly Growth
Recurring Deposit (RD)
Small monthly savings build substantial capital over time with compound interest benefits.
- Monthly installments from ₹500 upwards
- Minimum deposit tenure is 6 months
- +0.50% Extra for Defence/Police VRS
- Special interest for Widows & Divyangjan
- Doorstep monthly installment collection
- Automated SMS acknowledgment
Vault Storage
Safe Deposit Lockers
Safeguard your jewelry, property deeds, and confidential papers in our reinforced branch vault.
- High-security steel alloy construction
- Dual-key operational protocol
- 24/7 CCTV surveillance and alarm grid
- Multiple size options (S, M, L)
- Nominal member annual rental rates
- Transparent access records
Instant Cash
Instant Gold Loan
Unlock the value of your gold jewelry with immediate appraisal, low interest, and zero hidden charges.
- Instant appraisal in 30 minutes
- Highest valuation per gram
- 100% insured fire-proof vault storage
- Transparent interest calculation
- Bullet or EMI repayment freedom
- Zero prepayment penalties
Growth Capital
Agri & Business Loan
Specialized credit facilities designed to fulfill farmer equipment, crop capital, and business working needs.
- Designed by agri-banking specialists
- Simple documentation & fast clearance
- Seasonal repayment flexibilities
- Working capital assistance for shops
- Fair collateral valuation
- Personalized relationship manager